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Starting an exercise programme is the easy bit, keeping it going takes a bit of incentive. Try these methods to help stay motivated: 1. Train with someone. Having an arrangement with someone means you are less likely to skip a session, even if the weathers terrible. 2. Schedule exercise into the weeks ahead. If you make diary entries to commit to specific classes or sessions, you are more likely to go. 3. Relieve boredom. If you are counting the seconds or number of reps until you are finished, try to focus on something else. Listen to some music or a language tape.
When I started the Weight-Loss Diary back in January, I was an overweight freelance writer struggling with my own confidence. Getting out of bed in the morning to work from home was often a test of will. Getting dressed, putting on my professional best and heading out into the world was virtually out of the question. I used my artists spirit as a safety belt that confined me to my own 9-5 schedule — and the confines of my condominium. Today, Im a full-time, out-of-the-house working girl.

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Tighten thighs and buttocks by standing with you chair in front of you. Hold back of the chair, keep feet hip distance apart and ensure your hips and shoulders are above one another. Lower your bum as if sitting. Hold for five seconds and squeeze the buttocks. Repeat 15 times. Using a stable chair, place your hands next to your hips at the edge (fingers facing forwards) and move hips to the edge of the chair. Bend elbows back (not to side), lowering your body until the line of your hips and knees is at 90 degrees to the chair. Repeat ten times Try push-ups, sitting in your chair twisting from the waist. Incorporate weights by using water bottles to do biceps curls and straight arm lifts.
But Blahnik has the solution: a butt-kicking, circuit-style strength routine that works your entire body in 10 minutes using one piece of equipment. The device is the Smith machine: safe, simple to use, incredibly versatile and ideal for all fitness levels. The routine, adapted from Blahniks Serious Results video (Collage video, 1999), features five powerhouse moves that work several major muscle groups at once, burning more calories than most typical weight-machine moves and delivering tremendous toning and strength benefits. To round out the program, Blahnik has also included a series of 10-minute mini cardio blasts. But theres nothing small about any part of his program — except, of course, for the time commitment. how it works Youll combine a Smith machine with a flat bench. By using both ends of the bench, varying the bar height and lifting your body weight rather than weight plates, you can move quickly from one exercise to the next.
“The pressure is on. There is no time to do a long work-out but you know you really should do a few simple exercises. So stop making excuses and do them. If you have time to watch TV, you have time to work-out, even if its on the couch - a great place for stomach exercises. First, warm up either with a short, brisk walk, dancing to your favourite music or jogging around the block for five minutes or so. And, remember, if you are new to exercise, go to your doctor before starting any exercise programme, including this one.” 1 Lie on your side and bend your lower leg for a stable base. Keep your hips in line with your shoulders and your abdominals contracted inwards throughout the exercise to stabilise the spine and pelvis.

10 minute trainer

ROCKFORD, Mich. — Wolverine(R) Boots and Gear announced today that an agreement has been reached with Paramount Apparel International, Inc. to develop and market Wolverine(R) brand headwear for men. Kevin Smith, vice president of Wolverine(R) Brand Licensing at Wolverine World Wide, Inc., announced the agreement. Smith noted that the search for a strong licensing partner had been intensive and that Paramount Apparel International displayed an impressive level of expertise and experience with its history of more than 70 years in the headwear industry. Said Smith, Paramount is an energetic, talented and dedicated company. These are the qualities we need to build a long-term business in headwear. Wolverine headwear will be available at select retailers nation-wide beginning fall 2005. Paramounts headquarters are located in Bourbon, MO. For more information, contact Kevin Smith, Wolverine World Wide, Inc., (616)866-7327.
Business Editors ROCKFORD, Mich.–(BUSINESS WIRE)–March 21, 2001 The Wolverine(R) Boots and Shoes brand, a division of Wolverine World Wide Inc. (NYSE:WWW), has hired Kelly Redinger to step into its marketing manager position. Redinger, who most recently served as assistant vice president of sales and marketing for Northpointe Bank in Grand Rapids, Mich., will oversee advertising, public relations, promotions and merchandising programs for the brands retail business.
Business Editors NOTE TO EDITORS: Multimedia Assets Available With This Story

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Construction of new homes, primarily in La Quinta, continues to dominate the Coachella Valley construction industry.With La Quinta issuing permits for 103 homes valued at $18,020,040, the valley toted up $58,789,335 in building valuations during November, a slight increase of .07 percent over last November.Again, La Quinta stood at the top of the chart, followed by Palm Desert with a $16,452,036 November total.In all, permits for 196 homes totaling $42,079,097 in valuations were issued.
Colorado Springs-area home construction continued its blistering pace in the first quarter, although one economist fears an oversupply could drive down prices in the next few years. Single-family home building permits totaled 1,392 from January through March — a 20.2 percent jump from the same period last year, according to figures released Friday by the Pikes Peak Regional Building Department. The number of permits this year puts Colorado Springs and El Paso County on pace to shatter the record of 5,059 single-family permits, set only last year.

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Hut! Hut! Hut!/ NOT JUST FOR WINTER ANYMORE The 10th Mountain Division Hut system isnt just for cross- country skiers. The huts are open all year around for hikers and mountain bikers, too. Learn more at a free program given by Jarod Trowe at 7 p.m. Thursday at REI, Academy Boulevard and Woodmen Road.
Denver bound?
Butterfly expansion The World Travel 101 workshops, sponsored by Hostelling International-American Youth Hostels, will visit Colorado Springs with a session on traveling in Australia and New Zealand. It will cover possible itineraries, transportation options, ways to save money, packing, travel documents and safety. The free event is at 7 p.m. Thursday at the REI store at 13476 E. Woodmen Road. Call the store at 260-1455.

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October 18, 2007 Homeland Security Presidential Directive/ HSPD-21 Subject: Public Health and Medical Preparedness
Over the years the concept of medical necessity has evolved to encompass a multitude of medical management strategies. Essentially, in terms of the contract language, medical necessity has become a workhorse concept to determine coverage eligibility. In the process, the interpretation of the term has taken on various guises and a variety of processes have been used to define medical necessity. The following discussion highlights the variable uses of the concept of medical necessity. 1. Determining the most appropriate intensity of service and place of service
A collaborative approach will allow 24 students to take the first semester at UBC, then complete the program at UNBC and receive their medical degree from UBC. UNBC students will also serve their residency requirements in northern communities. 250 356-8706

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> Eckerd and Drugstore.com were enticing their online shoppers to keep their New Years resolutions with a slew of promotions in the first weeks of the new year. Fckerd.com housed its resolution helpers, such as Rogaine for men, in its virtual New Years Resolution Store. Drugstore.com featured teeth-whitening products–such as Crest Whitestrips discounted to $27.99 from $29.99–among other items, under the heading New Year, New You.
AUSTIN, TEXAS — Fuddruckers added three items to its fall menu as part of a Fudds Fiesta promotion. The first is a Border Burger, a half pound of ground beef in a chipotle tortilla with grilled onions, red and green peppers and shredded cheese The second is a Fiesta Chicken Sandwich, which contains a grilled bone less chicken breast in a chipotle tortilla with the same grilled vegetables that come with the burger. Both sandwiches are served with side orders of colorful tortilla chips, guacamole, pico de gallo and sour dream. Some Fuddruckers units also will sponsor Sombrero nights during the promotion, which will run through Oct. 29.

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Iridium–the maker of global satellite voice and data solutions with complete coverage of the Earth (including oceans, airways and
While many Westerners find the idea of dining on mans best friend revolting, Asian countries point out that much of the world eats lamb, the French still eat horse, and Americans 0o crazy for pigs, although many scientists consider them to be among the most intelligent animals.

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The Business, Steve Morris and Graham Willcocks, Hodder Stoughton, 2001, paperback, 134 pages, L9.99, ISBN: 0 340 78911 5. Tel: 020 7873 6247. Published under the Business Dynamics banner by Hodder Stoughton, this business resource book is bulging with challenging questions and real world references. It is intended for students in the 14-19 age range. The books handling of business principles is dynamic. It takes a fresh approach to the basics and provides evidence on which to base investigations. It makes use of case studies to draw students into concepts and explain how companies operate and how they contribute to the economy. The book is organised into four interesting sections, categorising key concepts and illustrating the application of these concepts through discussion of various organisations within relevant industries.
The proposed ordinance being considered by the Orem City Council would allow the following businesses to locate in historic homes:

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Medical coverage for seniors STRONG POINTS: major medical/surgical services, cancer and heart care, rehabilitation services WHAT IS NEEDED: more primary-care physicians in general, geriatricians in particular, and doctors who will accept Medicare patients (problems that also face many U.S. communities) THIS SAYS IT ALL: “If you move aging parents to this community, the No. 1 block is that they dont have a primary-care doctor.” - Max Morton, director of prevention and wellness services for Penrose-St. Francis Health Learning Center.
Senior workshops/ One way to help seniors prevent injuries is to couple education with exercise that improves strength and balance. The YMCA is holding a free Fall-Prevention Health Fair 12:30-3:30 p.m. March 11 at the Garden Ranch Center, 2380 Montebello Drive West. The fair will include a series of workshops and assessments by local health experts; topics include key risk factors in the home, discussions on the interaction of medications, and balance physiology. For more information, call 593-9622.

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Floating Swimwear introduces a new line of sun-protective clothing for boys and girls aged 12 months to 8 years old. SunSense clothing is made for comfort and safety, allowing children to play in the sun while protecting them from harmful UV rays, according to manufacturer. Clothing provides SPF 40+ protection and is available in a variety of colors and styles. Floating Swimwear Inc., Wichita, Kan.; (800) 374-8111. [ILLUSTRATION OMITTED]
Since scattering by molecules and particles is several fold higher at shorter than at longer wavelength it is not surprising that the percentage of diffuse UV-B is generally higher than that of UV-A. Furthermore, autumn and winter have the highest UV-B percentage of the global UV due to higher pathlength through the atmosphere, although the absolute values are lower in winter than in summer. Nevertheless under tree shadow the diffuse UV-B radiation ranges between 23% at noon in the spring to 59% in the afternoon at wintertime, whereas in the UV-A this range is between 17% and 31%. Within a season the percentage of diffuse UV-B was lower at noon than in the morning or in the afternoon, given with 58%, 62% and 71% respectively based on the average of all measurements whereas in the UV-A this percentages were 51%, 52% and 59%. The authors conclude that even in a shadow of a tree the percentages of diffuse UV are about 20% to 30% higher than in the full sun. Since UV-B radiation has been reported to increase cataracts and other eye diseases even at low UV-B exposures it was recommended to protect the eyes from lateral diffuse UV-B radiation especially in the shade by wearing sunglasses with lateral shields.

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Vanguard Cleaning Systems, Inc., a leading
commercial cleaning franchisor, continues its expansion in the United
States by announcing the opening of the Raleigh, North Carolina office.
Leading the office is Greg Scialdone, former President of Millennium Media.
Vanguard Cleaning Systems of Raleigh will offer the traditional cleaning
services that Vanguard provides in its other operating regions, including
office cleaning, carpet cleaning, stripping and waxing of floors, and
pre-cleaning.

Vanguard Cleaning Systems of Raleigh is located at 2000-103 Bearcat Way,
Morrisville, NC 27560. For information about Vanguards cleaning
services, contact Greg Scialdone at 919-678-6550 or
gscialdone@vanguardcleaning.com.

“Vanguard Cleaning Systems is pleased to open its second regional office in
North Carolina. Larry brings over 25 years of operations and management
experience, primarily with United Stationers Supply Company. We are
excited about someone with Larrys expertise in developing the high-growth
Charlotte area,” stated Will Greene, spokesperson for Vanguard.

Vanguard Cleaning Systems of Charlotte is located at 4651 Charlotte Park
Drive, Charlotte, North Carolina 28217. For information about Vanguards
cleaning services or franchising, contact Larry at 704-523-3636 or Email:
ldudzik@vanguardcleaning.com.

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Delivered Or Issued For Delivery? When determining whether a particular claim or lawsuit is covered, one avenue that must be considered is the applicable law, which can be affected by where the policy is delivered or issued for delivery.
Erin Kvistad has joined the law firm of Hoge, Fenton, Jones and Appel as Of Counsel to its business and transaction group. She is based in the firs Pleasanton office, where she represents a number of leading Tri-Valley companies. Placer Title Co. in Roseville has appointed Jim Johnston president. Johnston has been with Placer Title for 20 years. Most recently he has served as manager of the Sacramento and Sutter/Juba divisions.
The aim is only to allow diplomats to carry out their functions with security and confidentiality, and also to recognise diplomats function as representatives of their country. It does not grant them freedom to flout local law, although they may be immune to local jurisdiction to enforce such laws. Contrary to a widespread belief, a diplomatic mission is not “extra-territorial”: it is, however, given the protection of inviolability within the receiving state. This rule refers to its premises and diplomatic dispatches. But all privileges and immunities are solely directed towards facilitating performance of diplomatic missions.

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Whatever the parents attitude toward their childs spiritual aspirations, spirituality is an unavoidable issue in every family: the question of his or her origin, which every child asks, essentially pertains to spirituality.

According to Erik Erikson, trust “born of care is, in fact, the touchstone of the actuality of a given religion.” Erikson uses the term “religion,” but his insight about care and trust can easily apply to spirituality in general. While there is no formula for a healthy spiritual life, caring parents will, by inspiring a fundamental sense of trust and by respecting the spiritual aspects of birth, enable their children to freely develop a sense of spirituality and manifest it through a passionate and fulfilling involvement in life. Declaring that spirituality affirms childrens humanity and enhances their ability to understand lifes mysteries, Robert Coles advises parents to encourage a childs natural sense of wonderment and curiosity about spiritual issues. By their nature, children ask probing questions, and this desire to know, Coles affirms, “is also part of the moral development of children–a way for them to find a set of beliefs and ideals to guide their daily lives, a way for them to gain command of their behavior.”

Further Reading

For Your Information

Books

• Coles, Robert. The Spiritual Life of Children. Boston: Houghton Mifflin, 1990.
  
• Elkind, David. The Childs Reality: Three Developmental Themes . Hillsdale, NJ: Lawrence Erlbaum Associates, 1978.
  
• Erikson, Erik. Childhood and Society. 2nd rev. ed. New York: W. W. Norton, 1963.
  
• Matthews, Gareth B. Philosophy and the Young Child . Cambridge: Harvard University Press, 1980.
  
• Prather, Hugh, and Gayle Prather. Spiritual Parenting: A Guide to Understanding Nurturing the Heart of Your Child . New York: Three Rivers Press, 1996.
  
• Rizzuto, Ana-Maria. The Birth of the Living God: A Psychoanalytic Study . Chicago: University of Chicago Press, 1979.
  

Periodicals

• Coles, Robert. “The Spirit Within.” Parenting, December-January 1996, pp. 116-18.

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Canadians born with a disability are likely to be happier than individuals who experienced a disability later in life, according to a study reported in Social Science Medicine. The study examines the factors that are related to people with disabilities and is based on Statistics Canada data. The study found that the sense of well being is independent of the type of physical disability.
The National Center on Educational Outcomes at the University of Minnesota describes how students with disabilities are doing in schools, academically and nonacademically, in a new report. The report, “Educational Results for Students With Disabilities: What Do the Data Tell Us,” relied on state accountability reports to discover what information states are giving the public. However, only 13 states provide academic data on students with disabilities.
The policy provides a way to focus coverage on the most serious conditions and offers a higher level of income protection at an affordable price.

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Real estate is a popular investment among Canadians. There are several advantages to investing in real estate. Real estate is leveraged. You may pay only a fraction (as low as 10%) of what the property is worth when you buy it. Real estate has utility. If you buy stocks or bonds, you cannot do anything with them; but when you buy real estate, you can use it until you sell it. For example, you can live in a house.
- Real estate - B.J. McGivern was honored as Valley Inc. Realtors top sales associate for the month of September. For more information about McGivern, call 233-4222 or B.J. McGivern.realtor.com. - Harold Herrick has joined Countrywide Realty Inc. of Topeka, specializing in commercial and residential real estate.
> Lexington Insurance Co. has announced a first-of-its-kind insurance policy to protect commercial and residential real-estate developers and lenders from losses due to changing zoning ordinances. Zoning Restriction Protector Insurance has been designed for commercial and multitenanted residential real-estate owners and lenders who may incur significant damage to their property and cannot rebuild to the same size due to zoning issues.

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School physicals To celebrate National Community Health Centers Week, Community Health is offering a special rate for school and sports physicals. Through Sept. 1, the physicals will cost $25 - or less for those who qualify for further cost reductions. The usual charge is $71. The physicals are offered from 10 a.m.- noon and 3-8 p.m. weekdays at Community Healths Immediate Care Clinic, 2858 International Circle. No appointments are necessary. For information, call 630-6440, Ext. 6363.
Health is a measure of quality of life that is difficult to define and measure. In the 1940s, the World Health Organization (WHO) defined health as a state of complete physical, mental, and social well-being and not merely the absence of disease or infirmity. At the first International Conference on Health Promotion in Ottawa, Canada (1986), the Ottawa Charter for Health Promotion built on the WHOs concept and further defined health as a resource for everyday life. a positive concept emphasizing social and personal resources, as well as physical capabilities. Good health enables one to function independently within a changing environment.

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She says she wrote the book because when she went to look for the information, it wasnt there. And so, author and Dance Magazine contributor Janice Ross began her methodical detective work on the myth and magic of Margaret HDoubler, the woman credited with establishing the first dance degree program in a U.S. university. Conducting personal interviews, locating and sorting through uncatalogued, dusty archives and photographs, comparing ancient university catalogues, recognizing and retrieving untitled lesson plans, Ross carefully discovered and documented the growth of dance at the University of Wisconsin. But facts alone werent enough for this scholar. Carefully analyzing the context in which a dance program was allowed, Ross sketches the end of the constraints of the Victorian age and the feminist liberation through changes in fashion, health practices and physical education for women. She relates HDoublers affinity with John Deweys progressive education concepts, which emphasized not recitation of a body of facts to be learned but the personal growth of the individual through acquisition of knowledge and experiential discovery. Politically and strategically, HDoubler maneuvered to prove that movement exists as a unique and valid way of knowing, and that such a personal education is valuable not only as a vocational objective but as a lifetime enrichment. Her philosophy is reflected in virtually every academic dance program in the United States today.
[ILLUSTRATION OMITTED]
Dance Lessons 101 Shawn Trautmans dance routines are extensive and comprise some 25 titles of dance lesson DVDs, so the release of his latest ballroom dancing video DANCE LESSONS 101 is a fine opening to any who would learn to dance at home, but who shy away from ballroom dances. Its a fine beginners guide to ballroom, swing, Latin and country dance lessons and provides a clear set of instructions with step-by-step moves and practice music. 2 hours of details packed on a ballroom dancing DVD make this a top pick for any at-home ballroom dancer wannabe.

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Outbound telesales programs account for $400 billion of goods and services sold annually in the United States, and commercial sales make up 94 percent of it. Like telephone and financial companies after deregulation, electric utilities will be in a position to build similar outbound telesales campaigns to market their core product as well as peripheral products and services. If you want to reach, say, one million consumers in a year, you would need 25-30 telesales agents calling daily. The annual cost for this kind of program would run between $2 and $3 per contact. A business-to-business program that calls for reaching the same number of people yearly would generally demand 40-45 telesales agents calling every day, with an annual cost of $3-$4 per decisionmaker contact.
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We assembled a group of professional and amateur gardeners, at all levels of experience: Claire Blezard, adviser to a London garden centre; Mort Hudson, full-time allotment gardener; Robert Farrant, an antiques collector with traditional views on what may be seen in his garden; Gabriella Cortazzi, a gardenless devotee of house plants; and Margo Onslow, compiler of an annual garden catalogue for retailers, who gave advice about cans in general.
Ethicare now stocks and carries the SR-16 Sinus Rinse [TM] Irrigation Solution Packets. SR-16 premixed packets of US P-grade sodium chloride and sodium bicarbonate (natural ingredients) produce pH-balanced isotonic solution when mixed with 16 oz. of water, or hypertonic solution when mixed with 8 oz. of water. Available in boxes of 35 packets. [ILLUSTRATION OMITTED]

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The Chapter 11 Trustee for the Institute for
Cancer Prevention, Hobart Truesdell, has retained Keen Realty, LLC to
market the bankruptcy estates interest in a 61,500+ sq. ft. medical
research facility in Valhalla, New York.

“This facility is perfect for multi-tenant use or for a user needing
departmental division,” said Harold Bordwin, Keen Realtys President. “The
location of the building is superb due to its close proximity to I-287, the
Saw Mill Parkway and the Sprain Brook Parkway. We are encouraging
interested parties to contact us immediately for additional information.”
Bordwin added.

Keen Realty, LLC is a consulting firm specializing in the disposition of
excess real estate. Other clients of Keen include Franciscan Medical
Center, PHP Healthcare, Addiction Recovery Corporation, Senior Living
Properties.

CATEGORY REVIEW * The freezer case is getting a little more crowded as consumers become acquainted with gelato and frozen custard. Amazingly, grocers are finding themselves having to make room in their freezer cases once again, as a new trend emerges in frozen desserts. Not surprisingly, it reflects consumers growing penchant for rich, decadent, full-flavor offerings. This time around, the products themselves - gelato and frozen custard - arent necessarily new. On the contrary, theyve been foodservice favorites in select regions for years. For the most part, however, the mainstream American consumer hasnt been exposed to them, particularly at retail.
The plant includes a process freezer, tempering cooler for further processing, a USDA production cooler, and room for more than 8,000 pallet positions. The project is scheduled to be completed in January 2008.

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In soybeans today, the market lacked the selling interest to follow through to the downside from Wednesdays break, and the speculative short-covering emerged to support a bounce. Cumulative sales have reached 44% of the USDA forecast for the year as compared with 43.4% on average for this time of the year. China was the best buyer at 463,200 tons. Now is the time to get a managed account set up for next year. Give me a call at (800) 832-1488 if you are interested. The recommendations and opinions contained herein are based upon information from sources believed to be reliable. However, that information may be incomplete and unverified. There are numerous factors that can affect the markets, which cannot be fully accounted for in the preparation of these recommendations. Those following these recommendations do so at their own risk. The firm and/or customers of the firm may take a position that may not be consistent with the recommendations contained herein. Any recommendation does not constitute an offer to buy or sell or the solicitation of an offer to buy or sell any commodity.
Sale The United Methodist Women of University United Methodist Church, 17th and S.W. College, are having an annual spring thrift sale. The sale will take place from 8:30 a.m. to 4 p.m. Friday and from 8:30 a.m. to 1 p.m. Saturday. Items for sale include childrens toys, clothing, dishes, tools and other household items.

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The report also noted that the countys payouts in medical malpractice lawsuits dropped from $15 million to $9 million and general liabilities fell from $41 million to $13 million.
LAWYERS who had wanted General Pinochet extradited were still trying early last week to decide what “legal steps” they could take to stop him going to Chile. For some reason I found myself thinking of the sad advertisements one used to see occasionally in the personal columns: “Public school man seeks interesting job, anything legal considered.” But of course I was confusing two different functions of the word legal. Ethical began by meaning “to do with ethics”, and only later came to mean being good. The purist in me still winces when someone says “aesthetic” when they mean “in good taste”. (Aesthetic originally meant “to do with the science of perception”, then “to do with taste”, good, bad or indifferent.) But there was never any need for legal to carry two meanings, because theres a perfectly good alternative that takes half the burden off it: lawful, a nice old word from the late Middle Ages (its parent word, law, appears to be of ancient Scandinavian origin). Everyone understands the difference between “legal business” and the “lawful business” that most of us spend our lives going about. Why couldnt those job-seekers have put “anything lawful considered”? Lawyers use lawful, too; they speak of a “lawful killing”. They dont say “a legal killing” (which, if it meant anything, would presumably refer to their fees).

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PROVO — A free home maintenance class will be held Wednesday for first-time homebuyers and community members interested in learning more about basic plumbing. Keith Cornia from BC Plumbing will be the presenter. The class is part of a five session course that is offered by Habitat for Humanity and Community Action Services.
PROVO — A free home maintenance class will be held Wednesday at 5:30 p.m. at Community Action Services, 815 S. Freedom Blvd., for first-time homebuyers and other interested community members. The class is part of a five-session course offered locally by Habitat for Humanity of Utah County and Community Action Services. The topic of this months class is weatherization and home decorating. Brian Peterson from Built Right Construction and Julie McHood from Brigham Young University will be the guest instructors. The course will be offered in its entirety every five months. The next round of classes begins in September. No registration is required.< Participants need only to come to the class. The course is sponsored by the Ashton Family Foundation.
PROVO — Habitat for Humanity of Utah County and Community Action Services are teaming up to offer a free home-maintenance course for first-time homebuyers and other interested community members. The course is eight sessions and will be held monthly the last Wednesday of every month starting Sept. 27. Each session will focus on different ways to repair and maintain your home. Participants are encouraged to attend all eight sessions but may attend only the sessions they are interested in, as well. Those completing the entire course will receive a simple, step-by-step manual and a completion certificate. The course will be offered in its entirety every eight months.

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- Real estate - B.J. McGivern was honored as Valley Inc. Realtors top sales associate for the month of September. For more information about McGivern, call 233-4222 or B.J. McGivern.realtor.com. - Harold Herrick has joined Countrywide Realty Inc. of Topeka, specializing in commercial and residential real estate.
> Lexington Insurance Co. has announced a first-of-its-kind insurance policy to protect commercial and residential real-estate developers and lenders from losses due to changing zoning ordinances. Zoning Restriction Protector Insurance has been designed for commercial and multitenanted residential real-estate owners and lenders who may incur significant damage to their property and cannot rebuild to the same size due to zoning issues.
There were 45 attendees including agents from Prudential Greater Topeka REALTORS, Topeka, Manhattan, Salina and Overland Park. Janice Price, of Munster, Ind., was the trainer for Prudentials University on Tour.

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The AutoPC has the car audio industry buzzing, It has the potential of giving Car owners an excuse to junk their perfectly good car stereos and CD players and buy something that will sell for $1,300 to $2,400.Clarion is coming out this fall with the AutoPC, which uses a Microsoft Windows operating system. Sony also is working on a similar PC.AutoPC combines with information, such as e-mail and travel directions. Voice commands eliminate having to take ones eyes off the road.
Many of the trucks you see on the roads today are insured on one of three commercial auto insurance contracts: the truckers form, the motor carrier form or the business auto form. The truckers form is used for firms hauling only goods owned by others. The motor carrier form insures firms hauling both their own goods and the goods of others. The business auto form is used to cover firms hauling only goods that they own. The Insurance Services Office, Inc. (ISO), promulgates all three contracts. We will discuss the exclusions under the business auto policy and how to provide coverage for the excluded risks. To do so, we will consider several examples. In a fictitious example, MBF Corp.s (MBF) annual planning conference was going to be held at a mountain lodge. Conference attendees from all over the country would need to fly into a nearby town, rent four-wheel drive vehicles and drive about 20 miles to the lodge. The last five miles of the route required four-wheel drive vehicles because there was no pavement, only a trail created by vehicles driving over the mountain terrain. In spots, this trail was steep and in other places it was steeply slanted to one side or the other.
RISK PROBLEMS/SOLUTIONS Our fictitious business, Riverside Hardware Store, Inc. (RHS), owned several vehicles, including all of the business owners personal vehicles. Besides the personal cars, RHS also owned several pickup trucks. The owners insurance company wrote the coverage using the most restrictive covered auto description that was available. The restrictive coverage is shown on the Business Auto Policys declaration page as “specified autos only.” There was no premium difference between using the broadest description of covered autos and the most restrictive definitions of covered autos. Activating “any auto” is accomplished by putting the appropriate symbol on the declarations page.

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What benefits do potential employees get pumped up about the most? Child care? Company car? Try health club memberships, according to a survey of 1,058 recently unemployed managers by Lee Hecht Harrison, a Woodcliff Lake, N.J.-based outplacement firm. The survey found 58 percent of job seekers want their employer to pay for a health club membership, but only 8 percent believe they will receive it. Nearly as many of those surveyed also wanted flexible schedules, outplacement services, a company car and a cell phone or laptop computer.
For more than a decade, Brian Peters has been a key link between the state and employers looking for worker training and development programs. As director of the division of business services for the state Department of Labor and Workforce Development, Peters oversees operations ranging from one-stop career centers to outplacement services for laid-off workers. The divisions latest venture is assisting the Community College Consortium, a group formed last year to develop and market company training programs. Peters, 55, discussed the consortium and the role of his division with Managing Editor John Greenwald. Peters: Its an initiative the colleges have been pursuing for some time to bring together the various 19 colleges under one leadership-in this case Bob Bowman, who had been successful in forming a similar consortium in Pennsylvania-for purposes of marketing themselves to the business community. It stems from [the governors] Executive Order 81, which boosted the colleges role in corporate training and provided them more access to the economic development agencies at the state level, such as the Economic Development Authority (EDA) and the Commerce and Economic Growth Commission. The consortium works with our department for many of the customized training programs that we provide to companies. NJBIZ: Whats an example of the consortiums work?
With a career portal, an employer can offer departing employees a set of job-search tools that include a web-based resume distribution system and a comprehensive job search and research library.

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The flood of new CD duplication systems provides consumers with a variety of choices for multidisc copying for just about any situation. Most new models offer 4X write speeds. CopyPro, Flore Storage Solutions, MediaFORM, Princeton Diskette, and Cygnet Storage Solutions are five of the companies offering new CD duplicators.Flore Storage Solutions, Inc. is offering the new MS series of CD duplicators. Available with one, two, or three drives, the duplicators allow users to copy up to 12 CDs per hour. The drives offer 4X writing capability, and support for CD printers and external readers. The MS3000, with three 4X CD recorders, runs for $2,750, while the MS-2000 (with two 4X recorders) lists for $2,250 and the MS-1000 (with one 4X recorder) is priced at $1,750.
Supplied with finely tuned firmware and software tested for compatibility and clean operation, OmniTower 11[R] features eleven NEC drives to accelerate completion of larger tasks. High-speed 16x DVD-R, 6x DVD+R Dual Layer, and 48x CD-R eliminate need for separate CD tower. Product also comes with Quick Start Guide and Operating Manual. EXTON, Pa., May 31 - Media Supply, Inc., one of the nations largest providers of premium quality CD and DVD Publishing Solutions, has added a sizable CD DVD Duplicator to its popular OmniTower(R) line. Evolving from the original, low cost, 3 and 7 drive OmniTower CD DVD Duplicators, the new OmniTower 11(R), features eleven NEC drives in a striking black case. Media Supply has also developed a Quick Start Guide and detailed Operating Manual specifically tailored to the OmniTower11(R). OmniTowers(R), known for affordability, speed, accuracy and reliability, offer finely tuned firmware and software tested for compatibility and clean operation. These NEC DVD Recorder drives are now the industry standard, commented Frank Quinlisk, Media Supply Vice-President. By building our own Towers with professional drives, were able to control costs while offering value pricing, drive/disc compatibility and professional performance to our customer. We developed this disc duplicating tower to bring higher capacity, innovative features and reliability to the market, he said.

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Making Money: An Insiders Perspective on Finance, Politics, and Canadas Central Bank, by John Crow. Etobicoke, Ontario: John Wiley Sons Canada. 2002. Cloth, ISBN: 0470831804, $25.50. 256 pages. The first part deals with the domestic role of monetary policy and the progressive elaboration of a coherent central banking policy in Canada. This part starts with a historical account of the role of the Central Bank of Canada since its creation in 1934. Then, the author develops an interesting chapter about the proper role of a central bank for financial stability by looking at the Canadian experience regarding bank supervision, settlement management, systemic and liquidity crises, and the lender-of-last-resort operation. The Central Bank of Canada never has been directly involved in the supervision of banks, and John Crow is rightly unhappy with this situation: “The Bank and what it knows cannot be ignored in supervisory decisions regarding financial institutions” (p. 77). The second part of the book analyzes the Canadian experience concerning foreign affairs. The most interesting part concerns exchange rate matters. Canada has a long tradition of a flexible exchange rate regime. The author shows the importance of communicating with financial market actors to limit disruptions in the exchange rate, but he also recognizes that the willingness to be transparent can lead “to confusion instead of clarity” (p. 120).
This has been a consistent story for us; the true value of a compliance solution shows through in the auditing process, said Bob Cofod, president and chairman of BANKDetect. RiskTracker-AML offers the compliance analysis and loss prevention screening our clients can rely on. Its quality is reinforced by successful audits such as this. I think that much of this type of success is the result of our clients working closely with us so that each system is married as closely as possible to their daily operations. This gives us invaluable feedback to allow the continual refinement of all our products and services RiskTracker-AML is a cost effective transaction monitoring system that identifies money laundering risk and other suspicious activity. The solution, which can be customized for individual bank needs, is designed to analyze virtually any type of transaction for which data can be provided for compliance. It uses an array of RiskIndicator analysis modules that can perform a wide variety of independent or interrelated analyses, ranging from pattern detection to trend analysis and individual transaction assessment.

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Vortex Tool Co. Vortex Tool Co. offers a 40-page catalog containing more than 400 different types of tools the company designs and manufactures for the woodworking and plastics industries. Also featured are new lines of router bits designed for cutting Phenolic materials and additional tooling for cutting aluminum and new configurations of fiberglass. According to the company, it has complemented existing tool lines by adding numerous new tooling choices, including several sizes in metrics.
Guhdo USA Inc. The Classic Program catalog from Guhdo USA Inc. features 92 pages of product drawings and specifications for its line of tooling. The company says it offers tooling for all woodworking needs.

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Many of the trucks you see on the roads today are insured on one of three commercial auto insurance contracts: the truckers form, the motor carrier form or the business auto form. The truckers form is used for firms hauling only goods owned by others. The motor carrier form insures firms hauling both their own goods and the goods of others. The business auto form is used to cover firms hauling only goods that they own. The Insurance Services Office, Inc. (ISO), promulgates all three contracts. We will discuss the exclusions under the business auto policy and how to provide coverage for the excluded risks. To do so, we will consider several examples. In a fictitious example, MBF Corp.s (MBF) annual planning conference was going to be held at a mountain lodge. Conference attendees from all over the country would need to fly into a nearby town, rent four-wheel drive vehicles and drive about 20 miles to the lodge. The last five miles of the route required four-wheel drive vehicles because there was no pavement, only a trail created by vehicles driving over the mountain terrain. In spots, this trail was steep and in other places it was steeply slanted to one side or the other.
RISK PROBLEMS/SOLUTIONS Our fictitious business, Riverside Hardware Store, Inc. (RHS), owned several vehicles, including all of the business owners personal vehicles. Besides the personal cars, RHS also owned several pickup trucks. The owners insurance company wrote the coverage using the most restrictive covered auto description that was available. The restrictive coverage is shown on the Business Auto Policys declaration page as “specified autos only.” There was no premium difference between using the broadest description of covered autos and the most restrictive definitions of covered autos. Activating “any auto” is accomplished by putting the appropriate symbol on the declarations page.

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What benefits do potential employees get pumped up about the most? Child care? Company car? Try health club memberships, according to a survey of 1,058 recently unemployed managers by Lee Hecht Harrison, a Woodcliff Lake, N.J.-based outplacement firm. The survey found 58 percent of job seekers want their employer to pay for a health club membership, but only 8 percent believe they will receive it. Nearly as many of those surveyed also wanted flexible schedules, outplacement services, a company car and a cell phone or laptop computer.
Business Editors FORT LAUDERDALE, Fla.–(BUSINESS WIRE)–Feb. 21, 2002 Site Offers More Comprehensive Career Tools for

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The flood of new CD duplication systems provides consumers with a variety of choices for multidisc copying for just about any situation. Most new models offer 4X write speeds. CopyPro, Flore Storage Solutions, MediaFORM, Princeton Diskette, and Cygnet Storage Solutions are five of the companies offering new CD duplicators.Flore Storage Solutions, Inc. is offering the new MS series of CD duplicators. Available with one, two, or three drives, the duplicators allow users to copy up to 12 CDs per hour. The drives offer 4X writing capability, and support for CD printers and external readers. The MS3000, with three 4X CD recorders, runs for $2,750, while the MS-2000 (with two 4X recorders) lists for $2,250 and the MS-1000 (with one 4X recorder) is priced at $1,750.
The Dupli-121 is available now, priced at GBP669.00+VAT. The range will be extended from February 1999 with the Dupli-126, a tower with six CD-R drives and one CD-ROM drive, followed by the Dupli-800, with seven CD-R drives and one CD-ROM drive plus an optional fast hard drive for audio/video applications, and the Dupli-50A professional duplicator with an automatic changer of 50 discs.
PENNSAUKEN, NJ — Disc Makers has released the Pico, a single-drive automated CD/DVD duplicator, priced at $699, that allows musicians, filmmakers and small businesses to affordably reproduce content. According to the folks at Disc Makers, the Pico can produce six full 4.7GB DVD[+ or -]Rs/hour or up to twelve 700 MB CD-Rs/hour. The unit comes with free lifetime technical support along with a choice of 100 Disc Makers Ultra 52x CDs or 50 6x DVDs.

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In one of the City of Los Angeles most novel financing deals, the city issued $198 million in judgment obligation bonds to obtain the money to pay off a series of lawsuits — and Bank of America bit.BofA led a syndicate of 30 investors who purchased the 320,000 10-year judgment bonds July 28 at an interest rate of 4.9 percent. City experts reckoned its cheaper to “borrow” the money via the bond offering and pay back investors at todays low interest rates than it would have been to pay off the settlement over time, with interest accruing.The judgment bonds were 15 basis points lower (100 basis points equal one percentage point) than the citys general obligation bonds sold just a week earlier, noted Wes Hough, a financial adviser to the city.
Budgeting and debt management; advice from finance industry experts about personal and family finances, banking, handling money, building and using credit.and directories for additional help and information.

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Technologically advanced carbide-tipped and insert tooling for CNC machines is available from Carolina Specialty Tools, the company says. The company offers carbide insert router bits, and CST says the bits are durable and efficient at 18,000 rpm at 500 in.
In addition to the 90-degree V-groove/folding insert router bit, Guhdo now offers the same tool for 60-degree angles. Both tools are available with single flute and 8/4-in, shanks. C4 grade, double-sided inserts are standard, and special grade inserts for MDF are also available for the 90-degree tool, the company says.
Guhdo Guhdo introduces its PowerLock tooling system, which the company says is designed for the Weinig Powermat 500, 1000, 2000, 2020 and 3000 moulders. With up to 12,000 rpm, the tooling can be changed quickly and offers improved finish quality, Guhdo says. There are three tooling solutions available: one-piece (rigid-monobloc), modular (adapter cone HSK) and HSK arbor.

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Self-help groupsMost self-help groups are voluntary, non-profit associations open to anyone with a similar need or interest; however, spin-off groups also exist to meet the needs of particular types of people; for example, the elderly, women, or Hispanics. Usually, groups are led by peers, have an informal structure, and are free (except for small donations to cover meeting expenses). However, professionals of various kinds lead some self-help groups.
Cognitive behaviour therapy is well regarded and evidence based as a treatment for depression. But practitioners are in short supply. The Glasgow START project has sought to remedy this with a combination of self-help workers and a range of materials and courses often delivered in surprising settings. Chris Williams et al describe how the project works Full title: Using self-help in Practice: the Glasgow START Project. Authors: Ann McCreath and Theresa OBrien are nurse trainers, NHS Greater Glasgow. Liz Rafferty is self-help lead, NHS Greater Glasgow.
When the French aristocrat, Alexis de Tocqueville, was sent by the French government to America in 1831 to study the American prison system, he took copious notes on all aspects of American life. De Tocqueville published his observations as Democracy in America in 1835. He was particularly impressed by an American disposition for forever forming associations, whether religious, moral, serious, futile, very general or very limited. He observed that As soon as Americans have conceived a sentiment or idea that they want to produce before the world, they seek each other out, and when found, they unite. Thenceforward they are no longer isolated individuals, but a power conspicuous from a distance whose actions serve as an example; when they speak, people listen.De Tocquevilles American contemporary, Ralph Waldo Emerson, emphasizes the$vital importance of confidence based on self-trust in his essay Self-Reliance (1841). This finds an echo in modern self help manuals. The American psychiatrist, M Scott Peck, in his bestselling The Road Less Travelled (1978) advocates self-discipline, restraint and personal responsibility. So is there something culturally specific to America that made it the home of self help? And can it transfer to the UK mental health context?

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The Disneyization of Society By Alen Bryman SAGE Publications, New Delhi, 2004; Pages: 199; Price: Rs. 800; ISBN: 0781967648, 0761967656 One of the main foundations for Disneyization, according to Bryman, is that of increasing the appeal of goods and services and the settings in which they are purveyed in the increasingly homogenized environments that are the products of McDonaldization. Disneyization, by and large, connects with a post-Fordist world of variety and choice in which consumers reign supreme. The author argues that day-by-day modern life is becoming themed in a similar way in which Disney theme parks are themed. As the balance of peoples consumption is slowly shifting from goods to services, they begin to seek more from services. At the same time, service providers are well-aware that many consumers are increasingly bored with the standardized services and settings with which they are typically confronted. This has forced the service providers to adopt themed environments for their businesses, and the author clearly points out that Disneylands approach to theming has undoubtedly influenced other applications such as amusement parks, restaurants, hotels, malls, zoos, museums, and holiday destinations.
THE SOCIETY. Michael Palmer. 2004. Read by J. Charles. Brilliance Audio. 1-59355-710-8. $107.25. Vinyl; plot reader notes. A A–Recommended for advanced students and adults. This code will help librarians and teachers working in high schools where there are honors and advanced placement students. This also will help extend KLIATTs usefulness in public libraries.
A most important change to the makeup of the Board of Directors (and its executive committee within that body) is the addition of an Investments Vice President position. Established at one of the Board meetings in Tucson, the new position will allow special attention to Photographic Society of America (PSA) funds. Jean Timmermeister, FPSA

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Pocket gophers are fossorial (burrowing) rodents–so named because they have fur-lined pouches outside the mouth, one on each side of the face. These pockets, which are capable of being fumed inside out, are used for carrying food. Pocket gophers are powerfully built in the forequarters and have a short neck; the head is fairly small and flattened. The forepaws are large-clawed and the lips close behind large incisors. This feature allows them to use their incisors for digging without getting a mouthful of dirt, a unique feature to gophers. There are over 30 species of pocket gophers in the Western Hemisphere. Pocket gophers vary in size from 5 1/2 inches in length to over 13 inches in length. Litter sizes vary from one to 10 but typically average three to four. In the northern part of their range they have one litter per year, as opposed to up to two in the southern ranges. Young gophers are dispersed above ground and are capable of swimming as well on the search for suitable habitat to begin new burrow systems. Pocket gophers feed in three ways: they feed on roots, above-ground vegetation, and they pull vegetation into their tunnel to be stored in food caches for later consumption. In the vineyard, pocket gophers girdle vines, damage roots systems (most often in new plantings), and cause multiple-irrigation problems by promoting erosion and damaging drip lines. They are solitary little beasts, vigorously maintaining and defending their tunnel system. Depending on the species and available habitat, gopher population density may vary from six to eight per acre, to up to 62 per acre. Gophers do not hibernate and only cohabitate during the breeding season The burrowing activity of one gopher produces up to 70 mounds in one month. So how do you control such an active but solitary rodent? The fact that a gopher is solitary works to your advantage. You have three basic pest management tools for gopher control: Biological control, chemical control and trapping.
Pest controllers locate, identify, repel, and destroy pests. They use their knowledge of pests habits, along with an arsenal of pest management techniques-applying chemicals, setting traps, operating equipment, and even modifying building structures-to alleviate pest problems. The best known method of pest control is pesticide application. Pest controllers apply two different types of pesticides: common use and restricted use. Common use pesticides are the most widely used and are readily available; in diluted concentrations, they are available to the public. Restricted use pesticides are available only to professionals for the most severe infestations. Their application is regulated by the Environmental Protection Agency (EPA) because of their potential harm to pest controllers, customers, and the environment.
[ILLUSTRATION OMITTED]

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The image of a wild-eyed Heather Mills declaring her legal victory over Sir Paul McCartney on the steps of the High Court last week was one that emblazoned itself on the memories of all who had followed the couples epic divorce battle for months. But the incident, and the outlandish media circus that surrounded one of the most expensive divorces in history, has made one thing clear to Britains leading lawyers: enough is enough. Fearing that a series of high-profile celebrity separations have brought the whole business of divorce into disrepute, 19 top City and West End lawyers, who represent a wide range of wealthy clients, have come together with the aim of bringing dignity and decorum back to breaking up.
Lawyers who handle collaborative divorce cases are passionate about the method. They tout it as a kinder, gentler way to do divorce, a process that saves clients money and reduces the hostility between the soon- to-be exes. But some family law attorneys are, to put it mildly, unconvinced. They believe collaborative divorce is useful for the occasional couple but is, in general, a minefield of inflated hopes and potential ethical problems.

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A new study funded by Motorola Corp. suggests that cell phones do not pose a cancer disk, reports Promotive Communications Inc. However, experts say its too soon to rule out a negative health impact of cell phones. A 13-nation study on the relationship between cell phones and brain tumors is under way. The results are expected to be released in 2004.
The news is sobering. Driving while talking on a cell phone is the same as driving drunk. Motorists who use a cell phone are just as distracted, slow to react and as easily confused as motorists tipsy from drinking. And a drunk driver using a cell phone is more dangerous than a runaway train. The implication is clear. No more “one last call for the road” for Americas habitual phoners. The concern is that, like alcoholics, chronic cell phone users are in denial. They dont believe their “habit” has a negative effect, mostly because it doesnt feel that way. Once a person is off the phone, the cell phone driver immediately “sobers up” and returns to normal alertness and reaction times. Its those few minutes when that phone is off the hook, or even being voice activated, that is the killer — quite literally.

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Throughout e last century, the Levy family has bee serving New York Citys real estate community in many ways. Today, Appraiser and Planners, Inc. boasts three generations of family members who are active principals in the company, as well as an extended family of appraisers who have been part of the staff for more than 20 years. Firm members; including Edward Levy, his son James L. Levy and granddaughter Caren Levy Greenhouse, have appraised buildings ranging from the 101-store Empire State Building to single-family homes, and in general, cover a territory that includes five states as well as the metropolitan area. Their portfolio appraisals often comprise buildings all across the country and they have valued the Warner Brothers movie studios in California, major hotels, resorts, conference centers, golf courses, shopping centers, office complexes and apartment buildings, among others.
Ranked by the number of licensed real estate appraisers in L.A. County offices THE fundamental role of a real estate appraiser is to provide a professional opinion, usually an estimate of propertys market value. Typically, appraisers are employed by lenders to estimate the value of real estate involved in a loan transaction. Appraisers also provide opinions in litigation cases, tax matters and investment decisions.
The safety and soundness of loans secured by real estate depend on adequate underwriting supporting the transaction and thorough ongoing account management. A valuation of the real estate collateral–an essential component of these processes–consists of either a valid real estate appraisal or evaluation. This article looks at appraisals. Most real estate collateral valuation requirements are imposed by banking regulations, appraisal standards, and statutes. All banks should have copies of the following regulations and standards: * Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA).

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By ANN MARIE BUSH Illustration by CHRIS OCHSNER The Capital- Journal Where can we go in Kansas? Selecting a destination can be a tedious task. The best solution> Ask your kid. Picking the right destination and taking the time to plan

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IASC FOUNDATION AMENDS CONSTITUTION TO EXPAND THE PACTICAL EXPERIENCE OF ITS INTERPRETATIONS COMMITTEE The Trustees of the International Accounting Standards Committee (IASC) Foundation, the oversight body of the International Accounting Standards Board (IASB) has published amendments to the Foundations Constitution reflecting its wish that the membership of the International Financial Reporting Interpretations Committee (IFRIC) should have greater diversity of practical experience. The constitutional changes enlarge the IFRIC from 12 to 14 members, and amend the quorum and voting requirements accordingly. The International Accounting Standards Board (IASB) has completed the second phase of its business combinations project by issuing a revised version of IFRS 3 - Business Combinations ana an amended version of IAS 27 - Consolidated and Separate Financial Statements. The new requirements take effect on 1 July 2009, although entities are permitted to adopt them earlier.
ACCOUNTINGAccounting is a field of specialization critical to the functioning of all types of organizations. Accounting often is referred to as the language of business because of its role in maintaining and processing all relevant financial information that an entity requires for its managing and reporting purposes.Accountants often have a specific subspecialization and function at one of several levels. Preparation for the field is provided by secondary schools, postsecondary business schools, community colleges, and four-year colleges and universities.
ACCOUNTING PRACTICES COMMITTEE ISSUES EXPOSURE DRAFT ON IMPROVEMENTS TO INTERNATIONAL ACCOUNTING STANDARDS The exposure draft is the first product of the IASBs improvements project, which aims to raise the quality and consistency of financial reporting by drawing on best practice from around the world, and removing options in international standards. The improvements project is a first step by the IASB to promote convergence on high quality solutions in its objective to establish a globally accepted set of accounting standards. The release of the exposure draft marks the IASBs initial response to the demand for the continued development and rapid improvement of international standards by market participants, including regulators, through the International Organisation of Securities Commissions (IOSCO), national standard-setters, the IASBs Standards Advisory Council and other commentators. The project has been given added impetus by the European Unions proposals to require publicly listed companies to use international standards from January 2005.

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Available Immediately at Sportline.com, the ECG-Accurate TQR 775 Marks First Integration of Heart-Rate Technology Into Fashionable Analog Sport Watch Market YONKERS, N.Y. — Sportline, the brand leader in personal fitness monitoring, is introducing the newest and most fashionable member of the companys range of fitness watches - the TQR 775 (pronounced tick-er) mens heart rate watch. It is well known that monitoring your heart rate during exercise will maximize the effectiveness of any workout. However, most people do not typically use heart-rate monitors outside of a fitness-oriented setting even though maintaining awareness to ones resting heart rate on a daily basis can be an excellent indicator of overall health and fitness.
The American College of Obstetricians and Gynecologists (ACOG) Committee on Practice Bulletins-Obstetrics recently released a practice bulletin on fetal heart rate monitoring. ACOG Practice Bulletin No. 62 was published in the May 2005 issue of Obstetrics and Gynecology. According to the ACOG committee, the false-positive rate of electronic fetal monitoring for predicting adverse outcomes is high. Data showed that the use of electronic fetal monitoring increased the likelihood of cesarean delivery and the use of vacuum or forceps operative vaginal deliveries when compared with intermittent auscultation. Electronic fetal monitoring does not appear to reduce the incidence of cerebral palsy or overall perinatal mortality, although perinatal mortality caused by fetal hypoxia seems to be reduced. The practice bulletin recommends that the heart rate of patients without complications be reviewed every 30 minutes during the first stage of labor and every 15 minutes during the second stage. For patients with complications (e.g., fetal growth restriction, preeclampsia), fetal heart rate should be reviewed every 15 minutes during the first stage of delivery and every five minutes during the second stage. Patients with high-risk conditions should be monitored continuously during labor. The ACOG committee recommends that physicians document and store the fetal heart rate tracings.

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This is like an episode of Seinfeld. This is a column about nothing. What is there? No major college football. No baseball. No NFL or PGA or NASCAR. What in the wide world of sports is there to write about?
KURT CAYWOOD Jim Wooldridge coached mens basketball for four years at Louisiana Tech. Ever seen Louisiana Techs basketball court? On each side, in big, fat, blue letters, it says “Lady Techsters.”

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hospitalnursing If youre on your feet all day, learn how to find shoes that really fit. If you wear shoes that dont fit well, you may be inviting or exacerbating bunions, corns, calluses hammertoes, and other foot problems. To prevent problems and keep you on your feet, the American Orthopaedic Foot and Ankle Society, the National Shoe Retailers Association, and the Pedorthic Footwear Association offer this advice: 1. Evaluate shoes by how they fit, not by the size marked on the label. Sizes vary among brands and styles.
First, the back-to-nature promise of Earth Shoes resonated with members of the burgeoning environmental movement. Second, the boxy appearance of the shoe was viewed as an antifashion statement; as such, it was a social statement favoring simplicity over image, substance over style. In time the square, broad shape of the Earth Shoe was emulated in a wide range of other shoes; for a few years its look became a hallmark style of the 1970s.
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There were 45 attendees including agents from Prudential Greater Topeka REALTORS, Topeka, Manhattan, Salina and Overland Park. Janice Price, of Munster, Ind., was the trainer for Prudentials University on Tour.
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